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How to conduct business online safely?
The internet is a very good way of doing business, in fact, more and more people are generating money in this way. However, the internet can become dangerous if the necessary measures are not taken.
Doing business online can be a good way to get money. However, it is very important that you are clear that the internet is not a place that is completely safe. In fact, the number of cases of scams and hacks in the network has been increasing.
That is why, if you are going to carry out transactions on the network, it is necessary that you know how to protect yourself and your money. That is why, today, we will talk to you about internet security and the businesses you do.
How do cybercriminals act?
Cybercriminals are a danger in the network, they can not only steal your money, but also valuable information, such as your personal data. These people can have various ways of acting such as hacking, phishing, scam and more. Next, we will tell you a little more about it.
Phishing : this is a hacking technique that is based on replicating an existing website such as a bank, a payment processor, social networks etc. On these sites, login and payment information is typically collected. They then use this data for account theft and other activities.
Malware : this is another of the most common techniques that you can find, and it is based on the infection of the device with malware. The objective is the theft of valuable information and in some cases, extortion such as Ransomware.
Hacks : This is probably the most common technique and in this, cybercriminals forcibly access an account or servers. With this, the theft of information is achieved.
How to protect yourself when making transactions on the internet?
There are a few things you can do to protect yourself when you go online to transact. Next, I will tell you which are the most important and the ones that you will be able to do yourself at any time.
1. Try to transact with people you know
Many times, this is not possible, sometimes we may have to do business with complete strangers. However, whenever possible, try to transact with people you know.
In case this is not possible, the ideal is that you resort to an intermediary, especially when they are large transactions.
2. Use payment methods that you can claim
Today, there are many payment methods that you can use, some of them are more secure than others.
When it comes to transactions that are not completely secure, such as people you know, try to use methods that allow you to claim in case of scams.
Not all means of payment allow this, for example, cryptocurrencies are an excellent means to carry out transactions.
However, if you are scammed and paid with cryptocurrencies, there is little you can do.
However, if you pay by PayPal, card or through your bank, it is likely that you can get your money back.
3. The best security is common sense
Of course, the best method of protection is common sense, if you see that something is wrong or the person acts suspiciously, do not do the business.
On many occasions, people realize that something is not right, but they move on.
This is a serious mistake, if your instinct tells you not to do it, then don't do it.
4. Do business on trustworthy sites with trustworthy people
If you are on a platform or forum, it is likely that people with bad intentions can contact you. One of the places where you should be more careful is on social networks,
Many platforms can have a reputation system, this will be your best ally.
5. Advance payments
One of the things to avoid when doing business online is paying in advance.
When you hire a service, perhaps whoever provides it, may ask you for payment in advance or a fraction of it.
Unless you are dealing with responsible companies, you should avoid paying in advance.
Not all people who charge in advance are scammers, but there have been many cases of theft using this method.
6. Beware of strange links
Phishing has become a fad, more and more people are using this method to steal.
You should be careful with any links that the person you do business with may send you.
Generally speaking, I shouldn't have to send you a link, so you should be very careful.
In the event that you enter a link, avoid placing any type of personal information at all costs.
7. Use two-factor authentication
The best way to keep your accounts safe is by using two-factor authentication. This is basically using a code one that you use at login.
This is renewed every so often and even if someone may discover your password, they will need that code to access.
Cyberattacks are on the rise
Many people often ignore this fact, and this is because cyberattacks (especially when they are not very large) do not usually make the news.
That is why many think that this does not happen or there are very few cases.
However, these occur on a daily basis and have become a big problem for companies and those in charge of cybersecurity.
Even, many times, thefts can be very small and constant, so companies and people can take time to realize it.
According to an Interpol report, it has warned that the increase in cyberattacks in 2020 and 2021 have grown alarmingly. Phishing is one of the fastest growing and accounts for 59% of cyberattacks around the world. Suido by malware who maintains 36%.
So... is it safe to do business over the internet?
There is the same security that you could have in a physical business, after all, you never know what might happen. One day you may be making money in the world and be a victim of theft in your home or business.
The internet is no different, developing your work on the internet is something safe, as long as you take the necessary measures.
We've already talked about what you can do to avoid being a victim of cybercriminals.
If you put those tips into practice, you probably won't have any problems.
However, if you don't, you may run the risk of being the victim of a robbery or a scam. Your safety depends on you and the measures you take.