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Meet Zinli, a fintech with many benefits
In recent years we have seen a large increase in the number of financial technology companies (fintech) that have dedicated themselves to providing services.
These greatly facilitate access to financial services for all those people who are not banked. Even people who are had access to means of payment in other currencies and other countries.
Today we are going to talk to you about one of the Latin American fintech that can become a boom. And it is that unlike other companies that provide financial services in a certain country or territory, this one is available to everyone.
We are talking about Zinli, a Panamanian fintech that has a lot of potential.
What is Zinli?
Zinli is a fintech that is developed by the company MFTech SA. based in Panama. This company is a subsidiary of Banco Mercantil (Panama) and its objective is to provide payment facilities and a dollar wallet to everyone who needs it.
Additionally, the platform also allows you to have a virtual and a physical VISA card. With it, you will be able to make purchases in physical stores or online that work with the VISA network.
The app is available to anyone anywhere in the world.
To register you only need a passport or identity document in your country. After that, you will have your fully functional account.
Through this you will be able to carry out transactions between people and with the card with a maximum limit of up to 1,500 dollars per month. The amount is not too high, however it is enough to pay for services and other minor transactions.
How to open a Zinli account?
Opening a Zinli account is really easy, all you have to do is download the app on your mobile device. After that you will need to register with your email and complete the KYC verification.
Once you have completed verification, your account will be available to use immediately, just like the virtual card. If you register with your identification you will have a limit of 500 dollars per month.
However, if you do it through your passport you will be able to have a limit of up to 1,500 dollars.
What are the costs of this account and the card?
The cost of opening a Zinli account is zero, you do not have to pay anything to open it, in the same way, it does not charge any type of monthly payment for the account.
As for the card, if it is virtual it has no cost, however, if you decide to request the physical card, it has a cost of 10 dollars for Panama and 25 dollars for Venezuela. At the moment, the physical card is available only for these countries with a view to expanding to other countries.
As for balance top-ups, as long as they are made through another debit or credit card, they have a cost of 1% plus ITMBS (7%). For example, if you reload $100, to reload fee will be $1.07.
Transactions between users or recharges through Banco Mercantil Panama do not have any additional charge.
conclusion
Zinli is an excellent option to send and receive payments in dollars in a simple and secure way. This is a fintech that can become very popular in Latin America and the rest of the world.
The application is barely a year away from its launch, however, it has great potential that can be exploited. If you are looking for a digital dollar wallet and a card to make purchases online, Zinli is a good option.
Even if you need to verify your PayPal account with a credit card, this is the safest and cheapest option to do so.
