Which are the best personal finance applications for your mobile?
Take the personal finance can become a challenge for many people. Even some do not give you the importance it deserves and this is a serious mistake. Having a personal finance application will help you to manage your expenses and income.
Nowadays, there are a lot of applications that can help you. However, not all are as good as they seem, that is why, we want to talk to you about the best. In this way, you will be able to manage your personal finances in the best possible way.
What are personal finance applications?
A personal finance application is a software that you are going to have on your tablet or mobile device for track your personal finances. This may include tracking your income, expenses, savings, payment of debts or investments.
The most common use of personal finance applications is tracking the expenses you make on your day to day. Many people are not aware of how much money they spend each month, which makes saving difficult.
A finance application can organize the history of expenses into categories to identify trends, making you conscious of what you spend your money.
Is it a good idea to pay for one of these applications or use a free?
When it comes to personal finance, each person has its own preferences, including the willingness to invest money in a subscription application.
Both free and subscription applications have pros and cons that must be taken into account. Although spending money to improve your finances may seem contradictory, a payment application could be worthwhile if you make long-term changes.
In any case, this is a decision that you must take for yourself and determine if you want to pay or not.
Usually, the main difference you can find is advertising. However, it is possible that in some cases it may include some additional functions.
The best personal finance applications at present
The choice of a good personal finance application can be something really difficult. But we are to help you and make your life much simpler. That is why we have prepared a list with the 10 best personal finance applications at present.
This is one of the personal finance applications more important on the market and is available for free on Android and iOS. With this application you will have all your accounts and financial products available.
With this, you will be able to have all your accounts in order and know exactly how much you earn, how much you spend and where you do it. In this way, you will be able to know what your spending habits are and what you can save some money.
Undoubtedly, it is an application that is worth trying and to which you are going to take great advantage.
2. Pocket Guard.
PocketGuard The second place has earned as a better application for those who spend more than the account. And it is intended to help users who can not control excessive expenses. The application offers a free version and another payment, pocketguard plus.
With this application you can manage what you are spending, what you are saving and what you have available. The function "in my pocket" From PocketGuard uses an algorithm to identify the amount of money you can spend depending on your income, your next bills, your goals, your recent expenses and your budgets.
The application offers an Intelligent Reminder of the invoices so that you do not lose sight of the expiration dates. There is also an automatic saving function, which allows you to establish a goal and save to achieve it.
3. Expenses Manager
This is my favorite and the application that I use daily to manage my finances in the best possible way. It is an application multidivisas, so it does not matter what part of the world are you, you will be able to use it.
It has a pretty nice design that is both very easy to use. You can Register all your income and your expenses, the application will separate them by categories and so you can know where you spend your money with precision.
The application is completely free with advertising, however, with a small single payment you can get rid of it forever. It is very simple, but it works very well for what is designed.
Finerio is an application that will allow you to manage budget in a really simple way. In this way, you will be able to know exactly what you are spending your money. It includes simple graphics that anyone will be able to understand and that will show you exactly where you place your money.
It is a completely free application and is available for both iOS and Android. Depending on the country where you live, you will be able to link your credit cards or bank accounts. Thus, the application will be able to manage your finances automatically.
5. Toshl Finance
Another of the best applications you will be able to install on your mobile device, so you can manage all your personal finances. It has a simple, but attractive design that is really easy to use. You will be able to manage daily, weekly or monthly budgets, depending on your interest.
Even, you will be able to export your expense and income information using Word, Excel or PDF. You can install this application both on your android device and iOS.
Dollarbird is another application that is really easy to use, you will be able to manage your money in an easy and uncomplicated way. It is available for devices with iOS as for Android and is totally free.
One of its main features is that it has a calendar that you can customize. In this way, you will be able to manage and plan your expenses.
With the help of Dollarbird you will not have to worry because you will pass the date of payment of an invoice. However, it also has the rest of the basic functions in other similar applications.
7. MONEY MANAGER.
We have already talked about simple and easy-to-use applications, but Money Manager goes a step further. If you are looking for an application to register your expenses and income as simple as possible, this is your application.
But do not think that being simple is not powerful, since it counts just with what you need to have your organized finances. Maybe it does not have additional tools and options, but perfectly complies with the task for which it was developed.
You can install this application on any mobile device, as it is found available for both Android and iOS.
It is a very good application that you should keep in mind, since I guarantee you that it will be very useful.
If you have arrived at the end of the month, and you have no idea what you have spent your money, this application is what you need. With it, you will be able to have your money under control with all its features. One of the things that differentiate to whallet of other applications that we have already seen is that this has a web version.
Thanks to this feature, you will be able to manage your finances easily also from your computer. Its use is totally free, and you can find it both in the Google Play Store and in the App Store.
Spendee is a fairly interesting application, it has very detailed graphics that will help you know what you spend your money. In addition, it has a really elegant design that is very minimalist, but it shows all the information you need.
You can add reminders for the payment of fixed expenses, such as service invoices, leasing or payment of your credit cards. Additionally, you can set your budget and the application will alert you when you are close, or you have surpassed.
This application is found free from Android, while for iOS you will have to pay $1.99 to install it. However, it is an application that is worth having on your mobile.
10. Money Wise.
We finished this list of the best applications for personal finance s like Money Wise. This is a very simple application that may not be visually attractive and at first glance may seem chaotic. However, although you do not believe it, it is very well-thought-out and more useful than it can come to look.
With it, you will be able to perfectly manage your finances, from revenue to your expenses. In this way, you will be able to know what you spend your money. And you can detect spending trends that you can reduce.
One of the unique features of Money Wise is that it has ann integrated currency converter, which can be useful if you work with different currencies. At the moment, this application is only available on Android.